Finance Manager (Fintech / EMI)

About the Role

We are looking for for a hands-on Finance Manager to support and scale our finance operations during an exciting stage of growth. This role is ideal for someone with experience in fintech, payments, EMI, or regulated financial services who enjoys combining operational finance, financial control, reporting, and process improvement in a fast-paced environment. You will play a key role in maintaining accurate financial reporting, supporting regulatory compliance, improving internal processes, and helping build a scalable finance function across multiple entities. This is a highly hands-on role requiring strong attention to detail, ownership mindset, and the ability to work independently within a growing business.

Key Responsibilities

Financial Management & Reporting Prepare monthly management accounts, P&L reports, balance sheet reconciliations, and cashflow reports Support month-end and year-end close processes Ensure accuracy and completeness of financial records and reporting Assist with budgeting, forecasting, and variance analysis Support statutory audits and liaise with external auditors and accountants Regulatory & Compliance Support compliance with UK GAAP / IFRS, HMRC, VAT, and corporation tax requirements Assist with FCA reporting and safeguarding reconciliations Monitor financial controls and ensure regulatory and internal compliance standards are maintained Support treasury and liquidity management activities Systems & Process Improvement Help improve and automate finance processes and workflows Maintain and optimise accounting systems such as Xero or similar platforms Support integrations between payment platforms and accounting/reporting systems Ensure accurate payroll and finance-related submissions Business Partnering Work closely with compliance, operations, and commercial teams Provide financial insights and reporting to support decision-making Contribute to building scalable finance processes as the business grows

Requirements

Must Have Experience in a Finance Manager, Financial Controller, or similar finance role Experience within fintech, payments, EMI, banking, or regulated financial services Strong understanding of reconciliations, financial controls, and management reporting Experience working with multi-entity structures and fast-growing businesses Hands-on experience with Xero or similar accounting systems Strong analytical and problem-solving skills Ability to work independently in a fast-paced environment Excellent communication and stakeholder management skills Nice to Have Knowledge of FCA regulatory frameworks, safeguarding, or EMI environments ACA / ACCA / CIMA qualification (or part-qualified) Experience with treasury, liquidity, or cashflow forecasting Experience improving finance systems and automation Exposure to international group structures, including UK and/or Estonia

What we offer

Opportunity to join a fast-growing fintech business at an exciting stage of growth High level of ownership and impact within the finance function Collaborative and entrepreneurial working environment Competitive compensation package Opportunity to grow alongside the business and help shape future finance operations

Why this role?

This is more than a traditional finance role. It’s an opportunity to help build and scale the finance function of a growing FCA-regulated fintech, ensuring strong financial operations, reporting, and controls in a fast-moving payments environment.

Why Join Us

This is an opportunity to become a key part of an ambitious UK fintech, where finance plays a central role in supporting growth, compliance, and operational excellence. • Competitive compensation package • Opportunity to build and improve finance processes from the ground up • High level of ownership and visibility across the business • Collaborative and fast-paced international environment • Career growth within a scaling fintech company