Who We Are
Bepi Limited is an FCA-licensed Electronic Money Institution (EMI) headquartered in London (Firm Ref. No. 941723). Since 2020, we’ve been redefining financial infrastructure — giving ambitious businesses the tools to scale faster, reach further, and operate with complete confidence on a global stage.
Trusted by companies
Our Mission
To empower companies with smarter, compliant, and future-ready financial infrastructure that unlocks innovation in payments, banking, and beyond — always backed by regulatory excellence and uncompromising trust.
What We Offer
Multi-Currency IBAN Accounts
Seamless cross-border payments with dedicated or pooled accounts.
Virtual Corporate Cards
See every transaction the moment it happens.
Card acquiring & Acceptance
Visa/Mastercard, pay-by-link, QR codes, plugins, and APIs.
Fast & Secure Payments
Across SEPA, Faster Payments, SWIFT, and CHAPS.
Trusted by Businesses That Move Millions
A better way to manage your business's finances. Join thousands of companies that trust us with their banking needs.
Who We Serve
We partner with innovators and leaders across industries, including:
Fintechs & SaaS Platforms
E-commerce & Global Marketplaces
Digital SMEs & Agencies
UK Tech Start-Ups
Travel and Cross-Border Businesses
Why Bepi
Regulated & Reliable
FCA license, safeguarding of client funds, and PCI DSS compliance.
Innovation at the Core
API-first infrastructure, developer-friendly tools, and real-time analytics.
Global by Design
Multi-currency support and worldwide transaction coverage.
Faster Onboarding
AML/KYC handled with market-leading tools.
Bepi — One platform. Endless financial solutions.
Begin Your BEPI Journey Today
Join a live walkthrough and see how BEPI helps your business manage money smarter - with accounts, cards, and payments in one place.
FAQ
Get clarity on what matters when banking with BEPI.
BEPI Ltd is a UK-regulated electronic money institution (EMI) authorised by the Financial Conduct Authority (FCA). This allows BEPI to provide payment services such as business accounts, transfers, virtual cards, and payment processing. Unlike traditional banks, BEPI does not offer loans or credit products. Its role is to help businesses hold, manage, and move money efficiently and securely.
Yes. Client funds held with BEPI are protected through safeguarding. All client funds are kept separately from BEPI’s own funds in dedicated safeguarded accounts with authorised banks, in accordance with UK regulatory requirements. This means your money is: - Not used for lending or investments; - Not mixed with BEPI’s operational funds; - Held in line with strict regulatory rules designed to protect clients. While BEPI is not a bank and client funds are not covered by traditional bank deposit guarantee schemes, safeguarding ensures that client funds remain protected and segregated.
E-money is a digital alternative to cash that is stored electronically in your BEPI account. It allows you to hold funds, make payments, and transfer money without using a traditional bank account. With BEPI, e-money can be used to: - Pay for goods and services; - Make local and international transfers; - Manage business spending through cards and payment tools. E-money represents real funds and is issued in accordance with regulatory requirements. The value stored as e-money is always equal to the amount of money you have added to your account.
No. You don’t need your own financial licence to work with BEPI. BEPI is a UK-regulated electronic money institution, which means we can provide payment and e-money services in line with regulatory requirements. By using BEPI, you can offer these services to your customers without becoming a regulated financial institution yourself. BEPI handles the regulatory and compliance side, so you can focus on running your business.
A virtual card is a digital payment card with no physical version, designed for secure online payments. With BEPI, virtual cards are issued instantly and can be used for online purchases, subscriptions, and advertising spend. They can also be added to digital wallets such as Apple Pay and Google Pay.
Your BEPI virtual card is issued instantly and can be used right away.If available, you can also order a physical card linked to the same card details.
Modern Banking and Fast Card Issuing for Growing Businesses
Modern banking platforms give businesses faster, safer, and more flexible financial tools. With instant card issuing, companies can create virtual or physical cards in seconds, set spending limits, and track every transaction in real time. This helps teams manage budgets efficiently and stay in control of company expenses. Advanced security, encrypted payments, and automated fraud protection ensure every operation is safe. Multi-currency accounts, quick onboarding, and smooth international transfers make it easier to run global operations without friction. By combining fast banking with powerful card issuing, businesses save time, reduce costs, and scale with confidence.